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Perk
- FB Fan -

USA
210 Posts

Posted - 12/10/2004 :  22:57:30  Show Profile  Reply with Quote
I tried to cash a check drawn from Bank of America (BA) at a BA and they wanted my finger print.
BA also charges a $5 fee to cash a check drawn from their bank or Goverment check.
I think all the rest of the fees are a percentage of the amount of the check ?
So does anybody use BA ?
I use US Bank. Think thier Banco witch is world wide.
How are the banks in your part of the world ?


Don't sweat the petty things
and don't pet the sweaty things

ObfuscateByWill
* Dog in the Sand *

USA
1887 Posts

Posted - 12/11/2004 :  00:30:47  Show Profile  Visit ObfuscateByWill's Homepage  Reply with Quote
Apply for membership with a Credit Union.

I did.

Watched most of those fees disappear.

Take a bite of the chocolate coffin.
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kathryn
~ Selkie Bride ~

Belgium
15320 Posts

Posted - 12/11/2004 :  06:32:09  Show Profile  Reply with Quote
Yep. I agree. I bank with a small local bank after five regiment- and fee-filled years with that nameless Soviet-style bureaucracy called the BOFA.


I still believe in the excellent joy of the Frank
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Daisy Girl
~ Abstract Brain ~

Belize
5305 Posts

Posted - 12/11/2004 :  09:20:44  Show Profile  Reply with Quote
uuuggg. that's creepy. i told my husband about that and he said that's noting new. he said another bank he went to in cincinatti has been doing it since 1999/2000.
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floop
= Wannabe Volunteer =

Mexico
15297 Posts

Posted - 12/11/2004 :  09:27:37  Show Profile  Reply with Quote
Washington Mutual is evil



ist es möglich für ein quesadilla skrotum zu lecken? beim sprechen der quesadillas von LBF, ja. ja in der tatheheheheheheehehee!
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SpudBoy
= Cult of Ray =

Equatorial Guinea
649 Posts

Posted - 12/11/2004 :  11:59:19  Show Profile  Visit SpudBoy's Homepage  Reply with Quote
Most large banks are moving to biometric ID measures "to prevent fraud and identity theft" - who knows? Another hurdle is the US Check 21 law - it allows a digital image of a check to act as a legal entity in place of the physical check. This has huge implication on the near term expansion of retail banks, as their branches are no longer tied to the proximity to check processing centers. It also opens another route for fraud etc. The fees are crap - pure profit. Happy banking!


*festoon*
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fumanbru
* Dog in the Sand *

Canada
1462 Posts

Posted - 12/11/2004 :  13:54:10  Show Profile  Reply with Quote
i used to work in a bank while i was in university. people would come in a bitch every day how evil the banks were. how much money they were making and then charging all these ridiculous fees. it was very amusing. a large number of people in canada really hate the major banks. i never really liked working there because they were cheap and total slavedrivers. but it was a job and there were cute girls that came in a fair amount of the time so i shouldn't complain.


"I joined the Cult of Frank/ and I got a free t-shirt with this dude on it."
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Perk
- FB Fan -

USA
210 Posts

Posted - 12/11/2004 :  23:27:21  Show Profile  Reply with Quote
My point was..
If you cash a check at the bank it is drawn from, why do you need to give them more then ID ?


Don't sweat the petty things
and don't pet the sweaty things
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ObfuscateByWill
* Dog in the Sand *

USA
1887 Posts

Posted - 12/12/2004 :  00:27:12  Show Profile  Visit ObfuscateByWill's Homepage  Reply with Quote
Nope.

Take a bite of the chocolate coffin.
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VoVat
>> Denizen of the Citizens Band <<

USA
9168 Posts

Posted - 12/15/2004 :  17:06:07  Show Profile  Visit VoVat's Homepage  Click to see VoVat's MSN Messenger address  Reply with Quote
Banks, schmanks. I get MY checks cashed by a guy in a dark alley. I always get half of it in the form of cocaine.



"Signature quotes are so lame." --Nathan
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